Small HMO / MUFB
Up to 6 HMO Bedrooms / MUFB Units
2 Year Fixed
Limited Edition
LTV | Rate | Fee |
---|---|---|
75% | 5.47% | 2% |
6.56% | 0% |
- ERC: 3/2
- Revert rate: BBR* +4.50
- ICR: Highest of 5.50%; or initial pay rate + 2%
2 Year Fixed
LTV | Rate | Fee |
---|---|---|
65% | 2.98% | 7% |
70% | 3.09% | 7% |
75% | 4.17% | 5% |
4.92% | 3.5% | |
5.69% | 2% |
- ERC: 3/2
- Revert rate: BBR* +4.50
- ICR: Highest of 5.50%; or initial pay rate + 2%
5 Year Fixed
Limited Edition
LTV | Rate | Fee |
---|---|---|
70% | 5.10% | 5% |
75% | 4.67% | 7% |
5.13% | 5% | |
6.39% | 0% |
- ERC: 5/5/3/3/3
- Revert rate: BBR* +4.50
- ICR: Pay rate
5 Year Fixed
LTV | Rate | Fee |
---|---|---|
55% | 4.67% | 7% |
5.12% | 5% | |
5.47% | 3.5% | |
5.85% | 2% | |
65% | 4.75% | 7% |
5.20% | 5% | |
5.57% | 3.5% | |
5.93% | 2% | |
70% | 4.85% | 7% |
5.31% | 5% | |
5.66% | 3.5% | |
6.04% | 2% | |
75% | 4.88% | 7% |
5.33% | 5% | |
5.69% | 3.5% | |
6.07% | 2% |
- ERC: 5/5/3/3/3
- Revert rate: BBR* +4.50
- ICR: Pay rate
For Large HMO/MUFB see CHL 2
NOTE: Any HMO which would require considerable alteration to sell as a family home or any MUFB which is ‘hybrid’ (containing a HMO element) classifies as Large HMO/MUFB.
Small HMO / MUFB
Up to 6 HMO Bedrooms / MUFB Units
2 Year Fixed
LTV | Rate | Fee |
---|---|---|
65% | 3.58% | 7% |
75% | 4.77% | 5% |
6.29% | 2% |
- ERC: 3/2
- Revert rate: BBR* +4.50
- ICR: Highest of 5.50%; or initial pay rate + 2%
5 Year Fixed
LTV | Rate | Fee |
---|---|---|
65% | 5.35% | 7% |
5.80% | 5% | |
6.53% | 2% | |
75% | 5.48% | 7% |
5.93% | 5% | |
6.67% | 2% |
- ERC: 5/5/3/3/3
- Revert rate: BBR* +4.50
- ICR: Pay rate
Large HMO / MUFB
Up to 10 HMO Bedrooms / MUFB Units
2 Year Fixed
LTV | Rate | Fee |
---|---|---|
70% | 4.60% | 7% |
75% | 5.58% | 5% |
6.33% | 3.5% | |
7.12% | 2% |
- ERC: 3/2
- Revert rate: BBR* +4.50
- ICR: Highest of 5.50%; or initial pay rate + 2%
5 Year Fixed
LTV | Rate | Fee |
---|---|---|
75% | 6.21% | 7% |
6.67% | 5% | |
7.02% | 3.5% | |
7.38% | 2% |
- ERC: 5/5/3/3/3
- Revert rate: BBR* +4.50
- ICR: Pay rate
NOTE: Any HMO which would require considerable alteration to sell as a family home or any MUFB which is ‘hybrid’ (containing a HMO element) classifies as Large HMO/MUFB.
* Bank of England Base Rate (BBR): 4.75% correct at time of publication