According to a government report1, the housing in the UK is among the oldest and least energy-efficient in Western Europe. The report states that around 19 million homes in the UK lack energy efficiency, and there are several reasons for this. Firstly, a large proportion of homes in the UK use gas boilers for heating, …
Brokers are crucial in helping landlords find the right green mortgage.
In a speech on the 19th April at the London Institute of Banking & Finance Mortgage Conference, David Geale, the FCA’s Director of Retail Banking highlighted that green mortgages have a growing role to play in decarbonising the UK’s housing stock. He also sees brokers playing a pivotal role in helping borrowers navigate a complex …
Brokers are crucial in helping landlords find the right green mortgage.Read More
Day One Remortgage
CHL Mortgages will lend on the full property value within the first six months of purchase, where the enhanced value has been gained by improvement works. This can be evidenced by comparing original sales particulars to current valuation and receipts for works carried out. We will also consider enhancements to the title, for instance if …
CHL Mortgages introduces new Lifetime Tracker products.
CHL Mortgages, the intermediary-only specialist buy-to-let lender, has launched new Lifetime Tracker products across its entire core and refurbishment product ranges. The Lifetime Tracker products are available to a maximum 70% LTV, with a two-year Early Repayment Charge (ERC) of 3% in year one and 2% in year two. A 2% product fee applies across …
CHL Mortgages introduces new Lifetime Tracker products.Read More