Current Service Levels:Initial Underwrite: 1 day ● Document Review: 1 day ● Offer Review: 1 day

● Initial Underwrite: 1 day● Document Review: 1 day● Offer Review: 1 day

Buy-to-let products complemented by strong criteria that meets the needs of the intermediary and their landlord clients. Available to Individuals and Limited Company/LLP borrowers

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MUFB Availability

Available to both Individual and Limited Companies / LLP applicants. CHL 1: Small MUFB onlyCHL 2: Small & Large MUFB (including Complex HMO & Hybrid MUFB) Related words: Ltd Co, SPV, House in multiple occupation

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Landlord Experience

At least one applicant must own a residential or BTL property in the UK. Portfolio landlords must have a minimum of 12 months landlord experience. For HMO/MUFB properties (Small and Large) at least one applicant must prove they have owned a minimum of 1 BTL property for 2 years.

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Deposit

Deposits from Inter-company / Director / Shareholder / Partner loans accepted. Related words: Down payment, Limited Company, Ltd Co, Limited Liability Partnership, LLP

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SIC Codes

CHL 1 acceptable SIC codes: 168100 | 68209 | 68320 | 68201 CHL 2 acceptable SIC codes: All SIC codes considered. Related words: Limited Company, Ltd Co, Limited Liability Partnership, Standard Industrial Classification

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Applicant types

We lend to both Individuals and Limited companies /LLP’s. Up to 4 individual applicants or Limited Company Directors and/or Shareholders or LLP Members. Up to 4 Limited Company Guarantors. Guarantors must include all Directors and Shareholders with ≥20% controlling shares. Guarantors must together hold a minimum of 75% or more of the controlling share capital. …

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HMO Availability

Available to both Individual and Limited Companies / LLP applicants. CHL 1: Small HMO onlyCHL 2: Small & Large HMO available Related words: Ltd Co, SPV, House in multiple occupation

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Affordability Calculator

Note: Loan inc. product fee cannot exceed 80% LTV

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    Maximum LTV & loan limits apply.
    For Refurbishment Range loan limits please refer.
    Subject to criteria and full underwriting.