Current Service Levels:Initial Underwrite: 1 day ● Document Review: 1 day ● Offer Review: 1 day

● Initial Underwrite: 1 day● Document Review: 1 day● Offer Review: 1 day

Buy-to-let products complemented by strong criteria that meets the needs of the intermediary and their landlord clients. Available to Individuals and Limited Company/LLP borrowers

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ICR

Basic Rate 125%. Limited Companies / LLP 125% Higher Rate 140%. See also Blended ICR Related words: Company, Ltd Co, Limited Liability Partnership, affordability, tax, assessment

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Blended ICR

For applications including a combination of Additional Rate/Higher Rate/Basic Rate borrowers, we can apply a Blended ICR to determine loan affordability based upon each borrower’s tax status and their individual share of ownership/rent. Please refer to the affordability calculator held on the Documents page of our website to calculate how much your clients can borrow. …

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Assessment Rate

For products where the initial product term is less than 5 years, we will apply the higher of 5.50%; or the initial pay rate + 2.00%. For products 5 year fixed or more, we will apply the initial pay rate. For Lifetime Trackers we will apply the initial pay rate + 2.00% . Related words: …

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Affordability Calculator

Note: Loan inc. product fee cannot exceed 80% LTV

* Required field. 
    Maximum LTV & loan limits apply.
    For Refurbishment Range loan limits please refer.
    Subject to criteria and full underwriting.