Bridging finance provides short-term borrowing designed to help when traditional mortgage finance may not be suitable, or when funds are needed quickly.
Bridging finance can be used for a range of purposes, including property purchases, refinancing existing borrowing, and raising funds for property-related projects. Loans are typically intended as a temporary solution, with repayment coming from the sale of a property, longer-term refinancing, or another agreed exit strategy.
Bridging finance may be suitable if you’re looking to:
- purchase a property before longer-term finance is in place
- complete a property purchase within tight timescales
- refinance existing borrowing
- raise capital against a property asset
- fund refurbishment or improvement works
- bridge a gap between property transactions.
Available through mortgage intermediaries
Our bridging finance products are only available through mortgage intermediaries. A qualified adviser can help you understand your options, assess whether bridging finance is appropriate for your circumstances, and recommend a suitable solution.
If you don’t already have a mortgage intermediary, you can find details of advisers operating in your local area by visiting www.unbiased.co.uk.
Important information
Bridging finance is designed for short-term borrowing and may not be suitable for everyone. Before taking out a bridging loan, you should ensure you understand how the borrowing will be repaid at the end of the term.
We offer both regulated and non-regulated bridging finance. Your mortgage offer will confirm whether your loan is regulated or non-regulated. If you’re unsure, please contact us using the details below. If you have a regulated mortgage contract, you may benefit from additional protections. These include the right to refer an eligible complaint to the Financial Ombudsman Service if you remain dissatisfied with our final response to your complaint.