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Home » FAQs » Paying off your mortgage » What’s the difference between a redemption estimate and a redemption statement?

What’s the difference between a redemption estimate and a redemption statement?

posted on June 18, 2025

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What’s the difference between a redemption estimate and a redemption statement?

Category: Paying off your mortgage

A redemption estimate amount is for information only and can’t be used to pay off your account in full.

The estimate includes the balance of your account today, and the Mortgage Exit Administration Fee if applicable. For buy to let accounts, it will also include any Early Repayment Charges if applicable. It won’t include any future payments you make, charges or costs such as solicitors or litigation costs that may be added when repaying your account in full.

A redemption statement tells you how much you need to pay, including any fees or charges, on the given date you plan to pay off your mortgage. It will also include full details of how you can make your payment to us.

If you intend to pay off your mortgage, please log in to our Self-Serve portal  and request a redemption statement.

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CHL Mortgages is used under licence by CHL Mortgages for Intermediaries Limited. Registered office: Admiral House, Harlington Way, Fleet, Hampshire, United Kingdom, GU51 4YA (Company No 12954007). Authorised and regulated by the Financial Conduct Authority for Residential Mortgage Business. Firm ref no. 307798. Copyright CHL Mortgages © 2025.

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