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The customer Self-Serve portal will be unavailable from approximately 9pm on Friday 13th March until Sunday 15th March. We apologise for any inconvenience.

The customer Self-Serve portal will be unavailable from approximately 9pm on Friday 13th March until Sunday 15th March. We apologise for any inconvenience.


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FAQs for buy to let customers

Home » Customers » FAQs for buy to let customers

Support with financial difficulties

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Struggling to make your monthly payments?

Category: Support with financial difficulties

If you’re worried about making your monthly payments or are already struggling, please call us on 0371 472 2032 and we’ll try to help. Simply talking to us won’t affect your credit file and the sooner you get in touch the better, as there are often more ways we can help.

You can also visit our support with financial difficulties page for details of independent organisations offering advice and support.

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Why am I showing as being in arrears?

Category: Support with financial difficulties

Your account may be showing as in arrears because your monthly payment date for this month has already passed, and we have not yet received your payment, or you have not made all the payments required.

If you’ve made a recent payment, this will be added to your online account, usually within 24 hours.

Any payments made after 8:30pm may not be shown on your online account for 48 hours.

For any questions you may have, you can log in to our Self-Serve portal and send us a secure message.


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What impact do arrears have on my account?

Category: Support with financial difficulties

Outstanding arrears have the potential to affect your credit rating and could incur fees or charges which will be added to your account balance.

If you’re worried about making your monthly payments or are already struggling, please call us and we’ll try to help. Simply talking to us won’t affect your credit file and the sooner you get in touch the better, as there are often more ways we can help.

You can also visit our support with financial difficulties page for details of independent organisations offering advice and support.

Outstanding arrears have the potential to affect your credit rating and could incur fees or charges which will be added to your account balance. You’ll also incur additional interest as explained in your mortgage terms and conditions.

If you’re worried about making your monthly payments or are already struggling, please call us on 0371 472 2032 and we’ll try to help. Simply talking to us won’t affect your credit file and the sooner you get in touch the better, as there are often more ways we can help.

You can also visit our support with financial difficulties page for details of independent organisations offering advice and support. Or if you wish to obtain a breakdown of any fees or charges associated with your account or have any other question in relation to your payments, you can log in to our Self-Serve portal  and send us a secure message.

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Still need help?

If you can’t find the answer you’re looking for, our team is here to help.

Visit our contact us page to get in touch.

Contact us

Contact us

Customer Services
0371 472 2032

CHL Mortgages, PO Box 146,
SKIPTON, BD23 9GN

Log in to the Self-Serve portal to send us a secure message.

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CHL Mortgages is used under licence by CHL Mortgages for Intermediaries Limited.
Registered office: Chetwood Bank, Ellice Way, Wrexham Technology Park, Wrexham LL13 7YT (Company No 12954007). Buy to let and bridging mortgages for business purposes are not regulated by the Financial Conduct Authority and you will not have any of the protections that the Financial Conduct Authority offers in respect of regulated mortgage contracts or consumer buy to let mortgages. If you wish, you may check the Financial Services Register on the Financial Conduct Authority’s website http://www.fca.org.uk/firms/systems-reporting/register or by contacting the Financial Conduct Authority on 0800 111 6768. Copyright CHL Mortgages © 2026.

Your property may be repossessed if you do not keep up repayments on your mortgage.