• Skip to main content
  • Skip to header right navigation
  • Skip to site footer

chli customers

  • Support
  • Documents
  • Contact us
  • Log in
Home » FAQs » Support with financial difficulties » What impact do arrears have on my account?

What impact do arrears have on my account?

posted on June 18, 2025

B

What impact do arrears have on my account?

Category: Support with financial difficulties

Outstanding arrears have the potential to affect your credit rating and could incur fees or charges which will be added to your account balance.

If you’re worried about making your monthly payments or are already struggling, please call us and we’ll try to help. Simply talking to us won’t affect your credit file and the sooner you get in touch the better, as there are often more ways we can help.

You can also visit our support with financial difficulties page for details of independent organisations offering advice and support.

Outstanding arrears have the potential to affect your credit rating and could incur fees or charges which will be added to your account balance. You’ll also incur additional interest as explained in your mortgage terms and conditions.

If you’re worried about making your monthly payments or are already struggling, please call us on 0371 472 2032 and we’ll try to help. Simply talking to us won’t affect your credit file and the sooner you get in touch the better, as there are often more ways we can help.

You can also visit our support with financial difficulties page for details of independent organisations offering advice and support. Or if you wish to obtain a breakdown of any fees or charges associated with your account or have any other question in relation to your payments, you can log in to our Self-Serve portal  and send us a secure message.

Reader Interactions

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Contact us

Customer Services
0371 472 2032

CHL Mortgages, PO Box 146,
SKIPTON, BD23 9GN

Log in to the Self-Serve portal to send us a secure message.

Useful info

  • About Self-Serve
  • Documents
  • Support
  • FAQs
  • Complaints

Legals

  • Privacy policy
  • Cookie policy
  • Terms of use

CHL Mortgages is used under licence by CHL Mortgages for Intermediaries Limited. Registered office: Admiral House, Harlington Way, Fleet, Hampshire, United Kingdom, GU51 4YA (Company No 12954007). Authorised and regulated by the Financial Conduct Authority for Residential Mortgage Business. Firm ref no. 307798. Copyright CHL Mortgages © 2025.

Your property may be repossessed if you do not keep up repayments on your mortgage.